Credit accumulation is the totaling of credits required to complete a qualification or part qualification.  Credit transfer is a process whereby credit already achieved is recognized towards a different qualification. Credit transfer provides learners with agreed and consistent credits for qualifications or part qualifications based on identified equivalence in content and learning outcomes between matched qualifications. This may occur on a case-by-case basis between education and training providers, awarding bodies or as a structured agreement between two or more organizations or education and training providers.

CAT is also important in the context of globalisation. It enables recognition of learning achievements across borders, or learning achieved through international IT provision. It works together with the growing number of regional and even world qualification frameworks.

BQA is mandated to ensure that registered and accredited education and training providers including workplaces develop systems for the implementation of CAT.